Compensation Claims For Severed Index Finger

By Lewis Houston. Last Updated 16th September 2022. Have you sustained a severed index finger injury due to someone else’s negligence? If so, you may be owed compensation. 

Severed index finger injury claims guide

Severed index finger injury claims guide

A fingertip crush injury can lead to amputation which can have a significant impact on your mental, physical, and financial wellbeing. This is why compensation could be awarded to help you get your life back on track. You can contact our team of advisers to discuss claiming compensation for crushed fingers

You may have questions such as:

  • Who could make a claim for a severed finger?
  • How much compensation will I get for a severed finger?
  • What evidence do I need to make a severed finger injury claim?

We will answer these queries and more throughout this guide to ensure you have as much information as possible about claiming for a severed index finger injury. If you’d like to discuss your situation, you can contact our team of advisers. 

They can assess the amount of compensation you could be owed and connect you to a personal injury lawyer from our panel if your claim is valid. An accident lawyer from our panel can then chat to you about No Win No Fee agreements and begin the claims process.

We suggest you contact our team of advisers via:

  • A phone call on 0800 408 7825 to discuss your case.
  • Our online claims form to receive a reply when you’re next available.
  • Our live chatbox for an instant response.

Select A Section

  1. What Is A Severed Index Finger?
  2. Causes Of Severed Index Finger Injuries
  3. Dealing With Severed Index Finger Injuries
  4. Who Can Make A Claim For A Severed Index Finger Injury?
  5. How to Claim Compensation For a Severed Finger
  6. Finger Injury Compensation Amounts
  7. Start Your No Win No Fee Severed Index Finger Claim
  8. Find Out More About Severed Index Finger Claims

What Is A Severed Index Finger?

A severed index finger occurs when the finger is completely removed or partially amputated either surgically or due to an accident. Suffering this type of injury can be life-changing. Whole areas of your life may need to be changed. This is especially true if it is the index finger on your dominant hand. Work, driving, social activities, housework and so on and so forth can all be affected. 

Although severed index finger injury statistics aren’t readily available to the public, we can look at accident at work statistics to see how common finger and thumb injuries are at work.

Latest RIDDOR statistics show the amount of reported non-fatal injuries to employees in the upper limb location in Great Britain in 2020/21. 

  • During 2020/21, 5,181 employees suffered non-fatal workplace injuries to their fingers and/or thumb, and 4,762 required 7 or more days absence due to the injury.
  • 3,200 hand injuries were reported under RIDDOR regulations.
  • Wrist non-fatal injuries accounted for 3,782, and,
  • All non-fatal work injuries to the upper limbs accounted for 18,988.
  • It was recorded that a worker suffered a fatal hand injury during this period.

Causes Of Severed Index Finger Injuries 

There are different types of incidents that could cause a severed index finger injury. Surgical amputation could be due to an infection, dead tissue due to a lack of blood supply, a deformed limb, or severe trauma. 

On the other hand, there are multiple accidents that have the potential to cause a severed index finger. Here are some examples:

  • Workplace accident – An example of a severe index finger injury in the workplace could be if a machine was faulty and damaged your finger. The Health and Safety at Work etc. Act 1974 states that employers have a duty of care to protect and safeguard employees as much as reasonably possible. If you suffer an accident on a machine due to your employer’s negligence, you may be entitled to compensation.
  • Accident in a public place – For example, severed index finger injury could occur in a public park (for example, on a faulty climbing frame or park bench). The Occupiers’ Liability Act 1957 states that the owner, occupier or controller of a public place has a duty of care to protect anyone who can access it from harm as much as reasonably possible. 
  • Road traffic accident – An accident on a public road could cause a severed index finger, for example, if a vehicle crash causes your index finger to be amputated. The Road Traffic Act 1988 concludes that all road users must follow the Highway Code to ensure other road users around them are safe. 

Dealing With Severed Index Finger Injuries 

If you were to suffer a severed index finger injury then you must seek immediate medical attention by calling 999. This is a very serious injury and one that will need to be attended to by an appropriate doctor.

The index finger is made up of three phalanges. The proximate phalange is the bone closest to the palm of your hand. Then as we move up the finger we have an intermediate phalange closely followed by a distal phalange. At any point of the finger, a part of it can be traumatically amputated for example as the result of an accident or surgically removed because there is no other option. If any part of the finger is traumatically removed it is vital to seek immediate medical attention.

If you’d like to discuss making a claim, you can get in touch with our team of advisers. They’d be happy to offer you legal advice for free and calculate how much compensation you may be entitled to.

If you have a valid claim, they can connect you to a personal injury lawyer from our panel to talk through No Win No Fee agreements with you. They can then begin working on the claims process to help seek the maximum amount of compensation you deserve. 

Who Can Make A Claim For A Severed Index Finger Injury?

To make a successful personal injury claim for a severed index finger injury you must be able to show that a party that owed you a duty of care caused the accident which lead to this injury. As we discussed before there are different types of laws that apply a duty of care. This duty of care provides us with safety as we go about our daily lives. So on the roads, at work and out in public others as well as ourselves are responsible for our wellbeing.

If these laws are not adhered to or this duty of care is breached we become vulnerable to harm that could have otherwise been avoided. Injuries suffered due to negligence can mean we are eligible to claim not only for the injury but also any financial losses or costs we have faced and may continue to face into the future.

Our team of advisers would be happy to have a chat with you about your situation and whether you could be able to make a compensation claim. You can then be connected to a personal injury solicitor from our panel if you have a promising claim. 

How to Claim Compensation For a Severed Finger

To make a successful personal injury claim for severed fingers, you need to prove that the injury was caused by third-party negligence. To do this, sufficient evidence is required. Evidence can be used to illustrate how negligence led to the injury and highlight how the injury has negatively impacted your life. 

As such, evidence can include: 

  • Medical reports. The doctor or other medical professional who treated your wound will write a report showcasing aspects of your injury, including its severity and your treatment plan. 
  • CCTV footage. Video footage can be used to show how the accident occurred. 
  • Witness statements. By getting the contact details of anyone that saw the accident, your solicitor can contact them to get a statement as part of the claims process. 
  • Photographs of your injury and the accident site. 
  • The accident book entry, if the accident occurred in a public place or a place of work. 

Whether you’re seeking compensation for the loss of a finger or for multiple injuries, you could claim if you’re able to prove that negligence led to the injury. To learn more about the potential evidence you could use, please contact us for free legal advice. Our advisors will be more than happy to help you. 

Finger Injury Compensation Amounts

If you have injured your finger due to someone else’s negligence, you may be entitled to receive two types of damages. Firstly, general damages offer financial compensation in relation to the pain and suffering inflicted by your injuries. This could also cover any loss of amenity, which relates to a reduction in the quality of your life.

Additionally, you may receive special damages following a finger injury, such as crushed fingers. Any financial losses or harm caused by your injuries would fall under this head of compensation. For example, you may need to take time off from work to recover. Subsequently, the loss of earnings you suffer – whether present or future – may be reimbursed as long as you keep hold of your payslips as evidence of this loss.

This section looks specifically at how general damages could be awarded. Legal professionals use Judicial College Guidelines (JCG) to calculate this figure.

The 16th edition of the JCG, published in 2022, features compensation brackets for both physical and psychological injuries. Solicitors compare medical evidence with the guidelines to value finger injury compensation amounts you might receive.

Injury: Severity: Notes: Compensation:
Hand Injuries Total or Effective Loss of One Hand Crushing injury to the hand resulting in the hand being amputated surgically or all the fingers and the palm being amputated traumatically. £96,160 to £109,650
Hand Injuries Amputation of Index and Middle and/or Ring Fingers There isn’t much use left of the hand, resulting in a weak grip £61,910 to £90,750
Psychiatric Damage Generally Severe This significantly impacts the person’s social life, work life, and education. Their relationship with family and friends is also impacted. There’s a poor prognosis. £54,830 to £115,730
Wrist Injuries (a) The wrist has completely lost its function and there has likely been an arthrodesis undergone.  £47,620 to £59,860
Wrist Injuries  (b) There is still some movement of the wrist that’s useful but the injury has caused a permanent significant disability. £24,500 to £39,170
Hand Injuries Serious Hand Injuries The hand is only 50% useful and multiple fingers have been amputated and join back to the hand, leaving it clawed and clumsy. £29,000 to £61,910
Hand Injuries Severe Fractures to Fingers This could result in partial amputations and cause grip impairment, deformity, and a sensation that’s depaired.  Up to £36,740
Post-Traumatic Stress Disorder Severe The trauma from the injury results in effects that are permanent and stop the person from living as they did beforehand. Every part of their life is significantly impacted. £59,860 to £100,670
Post-Traumatic Stress Disorder Moderate The person has recovered significantly and the symptoms they still experience aren’t severe or disabling. £8,180 to £23,150
Hand Injuries Moderate Hand Injury This includes wounds that are penetrating, crush injuries, soft-tissue injuries and lacerations that are deep.  £5,720 to £13,280

Bear in mind the figures above are not guaranteed for your claim as all cases are assessed individually. If you would like a more accurate estimate of the finger amputation payout you might receive, speak to our advisors for free legal advice.

Start Your No Win No Fee Severed Index Finger Claim

A No Win No Fee agreement has a variety of financial benefits. A No Win No Fee agreement, also called a Conditional Fee Agreement, is a contract you and your solicitor both agree to.

It outlines what conditions your lawyer needs to adhere to in order to be given payment. If you don’t win your claim, you won’t have to pay the fees to your lawyer. If your claim wins, your lawyer will take a legally capped, small percentage of your compensation. 

You will discuss this beforehand and will receive most of your compensation. The clock’s ticking, so why wait? Please don’t hesitate to get in touch with our expert team of advisers to discuss your case.

If your severed index finger claim sounds promising, an adviser can connect you to an experienced personal injury solicitor from our panel. They will then talk to you about No Win No Fee claims and begin claiming the compensation you’re owed.

You can contact our team of advisers by:

  • Calling them on 0800 408 7825 to have a chat about your situation.
  • Filling in our digital claims form for a response at your earliest convenience.
  • Talking to one of our advisers on our live chatbox for a reply straight away. 

Find Out More About Severed Index Finger Claims

£17,000 Compensation Payout For Amputation Of Little Finger – Has your little finger been amputated due to negligence? If so, you may be entitled to seek compensation. 

Cut Finger At Work Compensation Claims – If you’ve cut your finger at work due to negligence, our guide includes useful information about making a personal injury claim.

Accident At Work – Lost Wages Due To A Work Injury – Have you suffered a loss of earnings due to being off work for your injury? Our article includes guidance about making a compensation claim. 

Finger Pain – This NHS guide explains what you can do to treat finger pain. 

Hand Pain – If you’re suffering hand pain, you can learn what to do in this NHS guide. 

All About Wrist, Hand And Finger Pain – This NHS article shows how you can treat wrist, hand and finger pain and what can cause it.

Thank you for reading our guide about a severed index finger injury claim.