Cut Finger At Work Compensation Claims

By Max Morris. Last Updated 30th May 2022. Welcome to our guide on claiming cut finger compensation. If you have cut your finger at work, you could be eligible to claim if it was caused by the negligence of your employer.

Cuts to the finger can range from minor to serious. For instance, some simple finger lacerations might only take a few months to recover, whereas a serious injury could result in you losing your finger. You may be able to claim in either circumstance. 

Cut finger at work compensation

Cut finger at work compensation

Read on for more information on what to do if you have cut your finger at work. Our details are below for you to get in touch with us regarding your claim. Reach out today. You can:

Select A Section

  1. An Overview Of Cut Finger At Work Compensation Claims
  2. Are All Fingers Awarded The Same Payouts?
  3. Can You Claim For Minor Cuts And Lacerations?
  4. How Do I Prove My Employers Negligence Or Liability?
  5. How Do I Start A Cut Finger At Work Compensation Claim?
  6. Cut Finger At Work Compensation Calculator
  7. Talk To A No Win No Fee Lawyer
  8. Finger And Hand Injury Guides

An Overview Of Cut Finger At Work Compensation Claims

There is a wide range of different types of finger injuries. You could sustain damage to the nerves, muscle, tendon, bone, or connective tissue in the digits.

If your injury is caused by an impact such as a fall or your fingers are crushed, you could sustain a fracture or dislocation. If you work with sharp objects or machinery then you could suffer an open wound. This could lead to things like infection. In extreme circumstances, your finger could be amputated, either surgically because of your injuries or traumatically in an accident.

If your injury is very minor (such as a bruise or small cut) and has a negligible impact on your life, then it’s very unlikely that you could make a claim. However, if your injury has caused you pain and suffering and impacted your quality of life, you could be eligible to receive compensation for your injury

Are All Fingers Awarded The Same Payouts?

If you have cut your finger at work, compensation amounts can vary depending on which finger is injured. Generally, some fingers are used more in day-to-day life than others. Because of this, some injured fingers are worth more than others. 

For example, injuries to the little finger tend to be worth the least of all the digits on the hand. Thumbs tend to be worth the most. This is because we use our thumbs to do things like pick objects up and grip things. 

The level of damage inflicted as a result of the accident can also affect the compensation you could receive. For example, if you experience a relatively minor cut that heals and leaves you with minimal scarring, this will be worth less than a finger that is separated from the rest of the hand 

Can You Claim For Minor Cuts And Lacerations?

If you have only sustained a minor laceration injury, you may still be able to claim cut finger at work compensation. However, the definition of ‘minor’ in this context is an important one. A very small cut that doesn’t affect you in any meaningful way is unlikely to lead to a valid claim. 

Minor cuts or lacerations that you could claim for include injuries that don’t cause you any long-term effects, but do still cause you a period of pain or discomfort. They’re also more likely to make a complete recovery. These are the kinds of ‘minor’ injuries that could entitle you to claim. 

Major injuries include things like when the cut or laceration goes deep, damaging the inner workings of the finger. Injuries to the muscles, tendons, and connective tissue means the risk of an incomplete recovery can be greater than in cases of minor injuries. In some cases, you could experience a traumatic amputation of your finger

How Do I Prove My Employers Negligence Or Liability?

If your employer’s negligence has resulted in a cut finger at work, then compensation could be owed to you for the injury. However, you must be able to prove that your employer’s negligence is what led to your injury. 

The Health and Safety At Work etc. Act 1974 states that every employer has a duty of care towards their employees. This means that they have a legal obligation to make sure the safety of employees while at work. The risk of injury must be kept to a minimum by taking all reasonable steps to make sure that employees are kept out of harm’s way.

If an employer doesn’t take certain safety measures and someone is injured as a result, then this is an example of this duty of care being breached. To prove a breach of your employer’s duty of care, you can gather things such as:

  • Photographs – visual evidence of your injuries and any workplace hazards
  • Witness details- of anyone you saw the incident happen 
  • CCTV footage – you have a legal right to request footage if you appear in it
  • Medical reports – a record of your injuries and any treatment administered by a medical professional

For more information on what evidence can be presented to strengthen a personal injury claim, get in touch with our advisors today.

How Do I Start A Cut Finger At Work Compensation Claim?

Seeking medical attention should always be a priority following a cut finger at work. Compensation is important, but your health should take priority.

Even if you think you have only sustained a minor finger injury, the damage could be deeper-lying than it seems at first glance. Furthermore, a seemingly minor cut could become infected and get worse if you don’t seek medical attention. 

As well as gathering evidence of your employer’s negligence (as mentioned in the section above), we also recommend keeping a record of all the costs and expenses you’ve incurred as a result of your injuries. This could be useful to you in claiming special damages, which we’ll discuss at greater length further on in this guide. 

Whilst it isn’t a legal requirement, we recommend hiring an experienced personal injury solicitor to assist you with your claim. They can help the claims process run more smoothly and may be able to help you get more money than you otherwise would. 

Cut Finger At Work Compensation Calculator

If you have cut your finger at work, compensation can consist of two “heads” of claim. Firstly, your physical and mental injuries can be compensated for via a sum known as general damages. This figure is calculated with the help of a publication called the Judicial College Guidelines (JCG).

Below, we’ve included some figures from the JCG. As you can see, it’s made up of a list of various injuries and what they could be worth in general damages.

We have only included finger injuries in this section, due to the topic of the article. However, the JCG is very detailed and makes reference to a wide range of physical and mental injuries that could be caused by negligence. These figures have been taken from the up-to-date guidelines, published in April 2022. 

ThumbSerious - amputation of the tip of the thumb, nerve damage, fracture, etc. £12,590 to £16,760
ThumbModerate - damage to nerves/tendons that impairs sensation and function£9,670 to £12,590
Ring or middle fingersSerious injury resulting in permanent loss of dexterity; also includes total loss of middle finger£10,320 to £16,340
Little fingerAmputation£8,640 to £12,240
Little fingerPartial loss, where there is still sensitivity in the remaining tip £3,950 to £5,860
Post-traumatic stress disorderLess severe - where it will have taken no more than 2 years for an almost complete recovery, with any remaining symptoms only being minor£3,950 to £8,180

Finger Injury Compensation Amounts for 2022

Please remember that the finger injury compensation amounts above are just guidelines, not guarantees, as every claim is unique. The amount you receive from a successful claim can be based on many different factors.

Losing a finger at work can potentially affect your life in many ways – including causing financial losses. Whether you’ve suffered an injury this severe, or another type of injury such as a deep finger cut, for instance, you could still potentially claim for any financial losses relating to your injury.

Examples of financial losses you could claim for include:

  • Loss of earnings. If the injury is permanent or long-term, you could claim for future loss of earnings. To do this, you would need evidence, such as payslips.
  • Travel costs. You may not be able to drive for a period of time if you’ve suffered a severe finger injury. You could claim back the costs of public transport or taxis due to this.
  • Healthcare costs. This could include, for instance, prescription costs.

You would need to provide financial evidence that proves the value of these costs. This includes receipts, invoices and bank statements. To learn more about potential finger injury compensation amounts and to see if you can claim, contact us for free using the above details.

Talk To A No Win No Fee Lawyer

All of the personal injury lawyers on our panel operate on a No Win No Fee basis. This is also known as a Condition Fee Agreement (CFA). It means that you won’t be responsible for paying your lawyer unless your claim is successful.

If you win your claim, your lawyer is paid via a small percentage taken from your settlement. This percentage is kept small by law. This way, the majority of your compensation is protected.

If you do not win your claim whilst operating under a CFA, you won’t owe your solicitor a penny. You also won’t be asked to pay them anything up front or while they work on your claim. If you make a claim without a No Win No Fee deal in place, you could still be expected to pay expensive legal bills even in the event of an unsuccessful claim.

You may not know how to seek out the services of an accident at work lawyer to work on your claim, or be unsure of the best place to look. You could search online for “accident solicitors near me“, but this might not give you the best results. We could help. After a free assessment of your claim over the phone, one of our advisors could connect you with a solicitor from our panel.

So, get in touch with us today:

Finger And Hand Injury Guides

We’ve included some extra reading material to help you understand this topic:

  1. A guide on broken hand claims.
  2. This guide explains whether you can sue someone for assault.
  3. Find out more about if you get paid following an injury at work.
  4. Litigation friends can make a claim the behalf of those who cannot claim themselves 
  5. NHS information on finger pain.
  6. How do I clean a wound?” – more NHS information.

We also have some other guides you may find useful:

Thank you for reading our guide on the topic of a cut finger at work, and the compensation that could be owed to you.

Article by AI

Publisher ET