Car Accident Claim Payouts – What Could I Claim?

Car accident claim payouts for successful claims can vary. However, to be eligible for compensation, you must prove that you were injured in a car accident caused by another road user, such as a driver, breaching their duty of care.

car accident claim payouts

Car accident claim payouts guide

In this guide, we will provide examples of the potential compensation awards that could be awarded for successful claims. Additionally, we will explore in further detail the criteria that must be met in order to make a road traffic accident claim. Furthermore, we will explain how the introduction of the Whiplash Reform Programme may affect your claim.

If you would like to receive free legal advice regarding your potential claim, you can contact our advisors today. Our friendly team is available 24/7 to answer your questions. They could also connect you with a solicitor from our panel.

To talk with an advisor, you can:

Select A Section

  1. What Car Accident Claim Payouts Could You Claim?
  2. Criteria To Seek Car Accident Claim Payouts
  3. Evidence Supporting Car Accident Claims
  4. Common Types Of Car Accidents
  5. Talk To Us About No Win No Fee Claims
  6. Learn More About Calculating Car Accident Claim Payouts

What Car Accident Claim Payouts Could You Claim?

General damages in car accident claim payouts aim to compensate you for the pain and suffering you have experienced due to your injury. However, to be able to make a claim for general damages, certain criteria need to be met. We will discuss what these criteria are in a later section.

The Judicial College Guidelines (JCG) is a document used by various legal experts to help them value claims. This is because the JCG lists compensation guidelines for different injuries. This is why we have used the compensation guidelines stated in the JCG’s 16th edition when creating the following table.

Injury Severity Notes Compensation Guidelines
Amputation of Arms Loss of One Arm (i) One arm is amputated at the shoulder. Not less than £137,160
Neck Severe (ii) Serious damage or fractures to the cervical spine discs that result in disabilities of a considerable severity. £65,740 to £130,930
Neck Moderate (ii) Severe disc lesions, wrenching-type or soft tissue injuries that cause serious limited movement, and other issues. £13,740 to £24,990
Knee Severe (ii) A leg fracture extending into the knee joint that causes constant permanent pain among other issues. £52,120 to £68,730
Elbow (a) Severely Disabling A severely disabling injury. £39,170 to £54,830
Arm Less Severe Despite suffering with significant disabilities and good degree of recovery will have or is expected to have been made. £19,200 to £39,170
Foot Moderate Continiuning symptoms and a permanent deformity caused by displaced metatarsal fractures. £13,740 to £24,990
Shoulder Moderate Limited movement and discomfort caused by a frozen shoulder. Symptoms persis for roughly 2 years. £7,890 to £12,770
Back Minor (i) A minor back injury such as a sprain that will fully recover without surgery within 2-5 years. £7,890 to £12,510
Wrist (e) Uncomplicated A Colles’ fracture that is uncomplicated. In the region of £7,430

What Special Damages May Be Claimed?

Furthermore, special damages could be included in car accident claim payouts. This aims to compensate you for the financial losses you have experienced due to your injury. This could include:

  • Travel costs.
  • A loss of earnings, both past and future.
  • Home adaptations.
  • Medical expenses.

To claim these back under special damages, you will need to provide sufficient evidence of these losses. Evidence could be:

  • Receipts.
  • Payslips.
  • Invoices.

Contact our advisors today to discuss your potential claim. Additionally, our advisors could inform you whether you may be eligible for compensation. 

Criteria To Seek Car Accident Claim Payouts

To be able to seek car accident claim payouts, you will need to prove that you suffered your injury due to a fellow road user breaching the duty of care they owe you.

Motorists, pedestrians, cyclists, and motorcyclists are all considered as road users and owe each other a duty of care. Per this duty of care, they must follow the rules and obligations set out in the Road Traffic Act 1988 and the Highway Code to encourage road safety and help prevent accidents from happening.

If this duty of care were to be breached by another road user, this could result in you being injured in what could’ve been a preventable accident. 

The Whiplash Reform Program

The way low-valued road traffic accident claims are made in England, and Wales has changed due to the introduction of the Whiplash Reform Programme. Per the reforms, if you are over the age of 18 and were a driver or passenger in a car that was injured in an accident with your injuries valued at £5,000 or less, the way you make your claim has changed. Additionally, your injuries will be valued in line with the tariff of injuries set out in the Whiplash Injury Regulations 2021.

Do not hesitate to contact our advisors today if you are unsure whether these changes apply to making your claim. They could also help answer questions such as ‘how do you claim after a car crash?’

Evidence Supporting Car Accident Claims

Providing sufficient evidence could help with enhancing your chances of a successful claim. Some examples of the potential evidence you could use in your claim include:

  • A copy of your medical records confirming your injury.
  • Any photographs, dashcam or CCTV footage of the accident.
  • A police report reference number (if applicable).
  • Eyewitness’ contact details so a statement can be taken.

Contact our advisors today if you have any further questions about proving liability in road traffic accident claims. Furthermore, they could put you in contact with a solicitor from our panel who could help you with gathering evidence for your claim.

Common Types Of Car Accidents

There are various ways that a car accident could occur. However, to be able to make a claim, you will need to prove that you sustained an injury in the accident due to a fellow road user breaching their duty of care.

Some examples of how a car accident could happen as a result of negligence include:

  • A drunk driver is speeding down the wrong side of the road. This results in a head-on collision, and you could suffer a serious back injury.
  • You have come to a stop at a red light. However, the driver behind is distracted by their phone and has failed to notice that you have come to a stop. This results in a rear-end collision, and you could suffer a neck injury and a broken forearm.
  • A driver speeds through a red light at a junction, causing them to crash into the side of your car. You could then suffer a dislocated shoulder and a broken leg.

Do not hesitate to contact our advisors today if you have any questions regarding how car accident claim payouts are calculated.

UK Car Accident Statistics

The Department for Transport released statistics on reported road traffic accidents and casualties in Great Britain. Based on these reports, they state that in 2021 there were an estimated 1,560 road deaths. Additionally, 27,300 road users were estimated as being killed or seriously injured. There were also 127,967 reports of casualties of all severities.

Furthermore, of these reported road casualties in 2021, 686 of them were car occupants. This is an 11% increase from the accidents reported in 2020.

Talk To Us About No Win No Fee Claims

A professional car accident lawyer from our panel could help you with your claim. They have years of experience ensuring that claimants receive the highest car accident claim payouts possible. Furthermore, they could also help you with gathering evidence and helping you build a solid case. They may also offer you a Conditional Fee Agreement, which is a form of a No Win No Fee agreement.

Some of the benefits of claiming with a No Win No Fee solicitor include:

  • Not having to pay the solicitor any fees upfront for their services. This also includes any ongoing fees.
  • Additionally, if the claim fails, you are not expected to pay them for their services.
  • However, you will pay them a portion of your compensation award if the claim is successful. This is called a success fee, and the amount they can take is legally capped.

Contact our advisors today to discuss your claim and see whether you may be eligible for compensation. If they believe you could be, they could connect you with an experienced solicitor from our panel who could help you successfully claim car accident compensation.

Contact Us

If you have any further questions that this guide may not have covered or would like more examples of the car accident claim payouts you could receive, contact our advisors. Additionally, they could advise you on whether you may be eligible for compensation, as well as offer you free legal advice. If they believe you may be entitled to compensation, they could connect you with a skilled lawyer from our panel who could help you with your claim.

To talk with an advisor, you can:

Learn More About Calculating Car Accident Claim Payouts

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Additionally, you can contact our advisors today if you have any questions regarding the car accident claim payouts you could receive for a successful claim.

Article by EO

Publisher ET