By Danielle Newton. Last Updated 8th May 2023. In this guide, we will explain what a car accident compensation claims calculator is, how it works and whether it could benefit you to use one.
We will also explore whether you meet the eligibility criteria for making a claim for a road traffic accident.
Each road user owes one another a duty of care when using the roads. We will look at the legislation that outlines this duty and the accidents and injuries that could occur if this is not upheld.
Our guide also outlines the steps you can take if you are injured in a road accident, including seeking medical attention, gathering evidence and seeking legal advice.
Additionally, we explore the compensation that you could be awarded following a successful claim and the factors that could influence the payout you receive.
Furthermore, we explore how the way to claim for whiplash injuries has changed and what you can do if you are seeking compensation after suffering these injuries.
Please read our guide to learn more. Alternatively, if you have any questions about making a road traffic accident claim, please contact our team of advisors, who can provide you with a consultation and free legal advice.
To get in touch, you can do so in the following ways:
- Call on 0800 408 7825
- Contact us by completing and submitting our online form.
- Use our live chat feature
Select A Section
- Car Accident Claims Calculator – How Much Could I Receive?
- What Damages Does A Car Accident Claims Calculator Not Include?
- When Could I Make A Road Traffic Accident Claim?
- Types Of Car Accidents You Could Claim For
- What Should I Do After A Road Accident?
- Start Your Car Accident Compensation Claim Today
Settlements can be divided into two heads. One of these is general damages. This covers the pain and suffering you have endured due to your injuries.
A car accident compensation claim calculator can offer an estimate of the value of your injuries. They will usually consider the area and part of your body that has been injured and the severity to calculate an estimated amount.
Instead of a calculator, we have included a table below which contains figures from the Judicial College Guidelines. The guidelines provide compensation brackets that solicitors can consult when valuing the general damages portion of your claim.
Please only use these as a guide, because your actual settlement could differ from what’s included in the table.
|Guideline Compensation Payout
|(a) Very Severe: The person needs full time care.
|£282,010 to £403,990
|Severe (a) (i): Damage to the spinal cord and nerve roots.
|£91,090 to £160,980
|Severe (a) (i): There is little to no movement in the neck despite wearing a collar consistently for years.
|In the region of £148,330
|(b) (i) One arm is amputated at the shoulder.
|Not less than £137,160
|(b) Severe (ii) Very serious injuries causing an ongoing issue with mobility.
|£54,830 to £87,890
|(c) Less Severe: There will be a substantial degree of recovery or this will be expected after significant disabilities.
|£19,200 to £39,170
|(b) Moderate (i): Injuries that cause the acceleration of symptoms from a pre-existing condition over a prolonged period.
|£14,840 to £26,190
|Serious (b): Damage to the lower brachial plexus and dislocation of the shoulder causing sensory symptoms such as a weakness of grip.
|£12,770 to £19,200
|One or more whiplash injuries
|Longer than 18 months but 24 months maximum.
|One or more whiplash injuries with one or more minor psychological injuries
|Longer than 15 months but 18 months maximum.
Will A Car Accident Claims Calculator Consider The Whiplash Reforms?
The changes outline that if a driver or passenger over eighteen suffers injuries valued at £5,000 or under, the claim needs to be made via a different avenue.
In doing so, your whiplash injuries will be valued in line with the Whiplash Injury Regulations 2021. This contains a tariff of set amounts. We have included some of these in the table above.
It’s important to note that even if you do not need to claim this way, the tariff will still apply to your whiplash injuries. If you have other injuries not included in the tariff, these will be valued in the traditional way.
If you suffer additional injuries to your whiplash injury that takes the value above £5,000 you would claim in the traditional way. Also, any injuries not covered in the tariff will be valued traditionally.
For more information, please get in touch on the number above.
Though a car accident compensation claim calculator can be useful, they do not consider all the special damages you may be entitled to receive. These aim to restore you to your financial position before the accident by reimbursing monetary losses caused by your injuries.
Having evidence to support your claim for these losses can help. Examples of losses and evidence include:
- Payslips that illustrate a loss of earnings.
- Invoices to show the costs of home or vehicle adaptations.
- Public transport tickets to show the cost of travelling to hospital appointments.
For more information on road accident compensation, get in touch with our team. Alternatively, please read on to learn when you could be eligible to seek a settlement.
The duty of care they owe means they must navigate the roads in a way that reduces any risk of harm to themselves and others.
If a road user owed you a duty of care, breached this duty, and caused you to suffer injuries as a result, you may be eligible to claim compensation. This constitutes negligence which can form the basis of a valid claim.
Please get in touch with our team to learn more about when you could seek compensation for a road traffic accident.
How Long Do I Have To Claim Compensation After A Car Accident?
In addition to proving driver negligence was responsible for the accident that caused your injuries, you must start legal proceedings within the personal injury claim time limit. Generally, you have three years from the date of the accident to start your claim.
However, for certain car accident claims, there are exceptions to the limitation period. This includes claims being started on behalf of:
- Those who lack the mental capacity to start their own claim. For these injured parties, the time limit is suspended indefinitely. However, during this time, a litigation friend could claim on their behalf. Should the injured party regain this capacity, they will have three years from that date to start proceedings if a litigation friend did not act on their behalf.
- Those under the age of 18. In these cases, the time limit remains paused until their 18th However, prior to this, a litigation friend could be appointed to claim for them. Once they reach their 18th birthday, they will have three years to start a claim if one has not been started on their behalf.
Call our advisors to find out more about compensation after a car accident. In addition to free legal advice, they can check your claim to see if you are still within the time limit.
Examples of the different types of car accidents that could occur include:
- Rear-end collisions: A driver may be distracted by using their phone and not notice that you have stopped resulting in a collision with the back of your vehicle.
- Side impact collisions: A driver may pull out of a junction without checking around them or may not pay attention on a roundabout, leading to a vehicle colliding into the side of them.
- Head-on collisions: A driver may be intoxicated, not notice the road signs and travel incorrectly down a one-way street, crashing directly into the front of your car.
The injuries that someone could sustain from these types of accidents could vary but might include:
- A head injury including brain damage and concussion
- Broken or fractured bones including a broken arm, broken leg or broken wrist
- Soft tissue or whiplash injuries affecting the neck or back
- Cuts and lacerations
- Psychological injuries, such as anxiety
A car accident compensation claim calculator can take into consideration the type of injury you sustained as well as it’s severity. Learn more about how these factors could influence your payout by calling the number above.
How Many Car Accidents Occur Each Year?
The government collates provisional road accidents and safety statistics illustrating the frequency of road traffic accidents. Regarding the reported road casualties in Great Britain, provisional estimates for the year ending June 2022, there were:
- 1,760 fatalities in reported road collisions.
- 29,804 reported killed and seriously injured casualties.
- 137,013 reported casualties of all severities.
You could receive compensation if another road user is liable for your injuries. After receiving the medical attention you need, acquiring evidence can help show negligence occurred. For example:
- CCTV or dashcam footage.
- Copies of medical records.
- Witness contact information.
Additionally, you could seek legal advice from one of our advisors. They can assess whether you’re eligible to claim and advise further on the steps you can take to seek road traffic accident compensation.
When starting a claim, you may want to use the services of a No Win No Fee solicitor. They may choose to offer you a Conditional Fee Agreement.
Generally, if your claim is unsuccessful, you will not pay for the solicitor’s services. With this arrangement in place, your solicitor will take a success fee in the event of a successful claim.
A success fee is an amount a solicitor deducts from your compensation. This will usually be discussed and agreed upon before you enter into the agreement, and it is legally capped by the Conditional Fee Agreements Order 2013.
To learn more about claiming on a No Win No Fee basis or working with a car accident lawyer, please speak to our advisors, who have access to our panel of experienced solicitors.
To get in touch, you can:
- Call us on 0800 408 7825
- Complete our online form to contact us
- Use our live chat feature for advice
Related Road Traffic Accident Calculators
If you would like to view more of our guides, please find them linked below:
- How Long After A Road Accident Do You Have To Claim?
- What Is The New Hierarchy of Road Users?
- Can I Claim If Someone Causes An Accident By Undertaking?
For further information, please use the external resources listed:
Thank you for reading our guide on using a car accident compensation claim calculator. If you have any other questions regarding your potential claim, get in touch on the number above.