Mental Health Compensation Calculator – How Much Could I Claim?

Last Updated 9th January 2025. In this article, we explain how we can offer an alternative to using an online mental health compensation calculator. We also look at how this can be more accurate when valuing a claim.

When we think of personal injury claims, we may think of people claiming compensation for physical injuries, such as a broken leg or whiplash. However, some accidents or incidents can result in psychological injuries. Following a serious car accident, for example, the injured person may develop post-traumatic stress disorder (PTSD).

Have you experienced mental health problems after an accident that was not your fault? You may be eligible to claim mental health compensation.

This guide will explain how a distressing accident can lead to psychological damage and how much a psychological claim could be worth. We have included a mental health compensation calculator table to help you estimate how much you could claim.

Public Interest Lawyers can provide you with a skilled personal injury solicitor from our panel to manage your claim if you have strong grounds. We can value your claim accurately to ensure that you receive the right amount of compensation.

To begin your claim, please get in touch with Public Interest Lawyers:

Man suffering a psychological injury having a discussion with a therapist

Select A Section

  1. What Is A Mental Health Compensation Calculator?
  2. How Is A Mental Health Compensation Payout Calculated?
  3. Who Is Eligible To Make A Mental Health Claim?
  4. Compensation For Stress And Other Mental Injuries – The Time Limit For Claims
  5. How To Prove A Mental Health Compensation Claim
  6. Claim For A Psychological Injury With No Win No Fee Solicitors
  7. Learn More About Claiming Mental Health Compensation

What Is A Mental Health Compensation Calculator?

A mental health compensation calculator is a tool that provides rough figures for mental health compensation. It works by asking you questions such as:

  • What type of accident were you involved in?
  • What injury did you suffer?
  • How severe was this injury?

However, they don’t always account for financial loss estimates or any of the other factors that a legal professional would understand. For example, a severe anxiety compensation calculator may not be designed to consider issues like split liability, loss of earnings, or future potential costs.

You could be eligible to receive a mental health compensation payout if you can demonstrate that you suffered some form of psychological distress as a result of negligent conduct. This could be your employer, a road user, or the occupier of a public place. We will explain exactly how this works in this guide.

Compensation can be awarded for a broad range of different psychiatric injuries, ranging from minor distress to much more serious and prolonged conditions. Examples include:

  • Stress.
  • Anxiety.
  • Clinical depression.
  • Post-traumatic stress disorder (PTSD).

To learn more about claiming psychological distress compensation, contact our advisory team using the information provided above.

How Is A Mental Health Compensation Payout Calculated?

If you make a successful claim for a mental health injury, your compensation payout could consist of two parts. These are general and special damages.

General damages compensate for the suffering and loss of life enjoyment caused by your injury. If you suffer physical harm in the same incident that caused your mental injuries, you could be compensated for it under this head.

When assigning value to personal injury claims, whoever handles the claim may refer to the Judicial College Guidelines (JCG). This document provides guideline compensation brackets for various types of injuries, including those to your mental health.

In our table below, we look at figures given for mental injuries in the JCG. We’ve added a figure in the top row to show you how you could be compensated for the mental damage and related expenses. This figure is not from the JCG.

Mental Health InjuryLevel Of InjuryCompensation Guideline
Severe Psychological Harm With Financial LossesSevereUp to £200,000+
Psychiatric DamageSevere£66,920 to £141,240
Moderately Severe£23,270 to £66,920
Moderate£7,150 to £23,270
Less Severe£1,880 to £7,150
Post-Traumatic Stress DisorderSevere£73,050 to £122,850
Moderately Severe£28,250 to £73,050
Moderate£9,980 to £28,250
Less Severe£4,820 to £9,980

You can speak to one of our advisors if you would like to know more about how much compensation for psychological damage in the UK could be awarded. In addition to answering your questions, they can give you an individualised claim valuation for free.

Special Damages And Mental Health Compensation Payouts

Additionally, you might also be awarded special damages as part of your mental health compensation payout. This second head of claim seeks to reimburse you for the financial losses that your mental injury has caused.

Here are a few examples of losses you might be able to claim under special damages:

  • Therapy costs.
  • Prescription costs.
  • Travel expenses.
  • Loss of earnings for time spent off work to recover.

You should submit proof of your expenses, such as receipts, invoices, and payslips.

If you would like a free valuation of your potential mental health compensation, please get in touch with an advisor. They can also discuss what evidence you might need to submit to claim under special damages and other matters, such as using an anxiety compensation calculator.

Who Is Eligible To Make A Mental Health Claim?

You could be eligible to seek mental health compensation if you can prove that:

  • A third party owed you a duty of care
  • They breached their duty.
  • This failure harmed you.

You could be owed a duty of care in various situations. For example:

If you have evidence that you suffered a mental injury due to someone breaching a duty of care they owed you, you may have grounds for a valid personal injury claim. You do not need to use a stress compensation calculator, either. Our advisors are at hand 24/7 for a free initial consultation.

Compensation For Stress And Other Mental Injuries – The Time Limit For Claims

There’s a three-year time limit for starting a personal injury claim under the Limitation Act 1980, starting from the date of the incident that caused your psychological injury. However, the limitation period can work differently under certain circumstances.

If the injured person lacks the mental capacity to seek psychological damage compensation on their own, the three-year time limit will be paused indefinitely. Otherwise, a litigation friend could start a claim on their behalf. Suppose the injured party recovers their mental capacity before a claim is made. In that case, they will have three years from the date of recovery to start their psychological injury claim.

If a child suffers a mental health injury, the time limit won’t start until their 18th birthday. A litigation friend can claim on the injured child’s behalf before they reach that age.

Contact our advisors for free today if you would like to discuss your eligibility to start a claim. Our team can also discuss other related matters, such as whether you can use a mental health compensation calculator to determine the value of your potential case.

How To Prove A Mental Health Compensation Claim 

When seeking compensation for emotional distress, you need evidence to show that your injury was part of a third party’s negligence. One of the experienced and specialised solicitors from our panel could help build your case so you can potentially receive compensation.

Evidence you may need to receive a mental health compensation payout includes:

  • Medical reports – A doctor’s or another medical professional’s reports could help illustrate the extent of your injury. If you’re seeing a therapist because of anxiety due to pressure at work, for instance, a note from your therapist could help.
  • Witness statements – Witnesses of the cause of your stress and anxiety could prove very valuable to your claim. You could ask for their contact details. Your solicitor would then contact them during the claim to take a statement.
  • A list of treatment/prescriptions – If you’re having to take medication, such as anti-depressants, evidence of this could prove how the negligence has negatively impacted you.
  • Footage of the abuse – If footage of the abuse can be located, this could help your case. CCTV footage can be requested if it exists.

To learn more about your eligibility to claim, or if you’re seeking an anxiety compensation calculator, don’t hesitate to get in touch with us for free legal advice using the above details.

Claim For A Psychological Injury With No Win No Fee Solicitors

If you’re eligible to claim for a psychological injury, you might be interested in working with No Win No Fee solicitors. Under a Conditional Fee Agreement (CFA), solicitors don’t require upfront or ongoing fees.

A No Win No Fee solicitor can help you claim emotional distress compensation in the UK, no matter your current financial situation. Further benefits of working with solicitors under this type of arrangement include:

  • No hidden costs, as you’ll agree to any fees with your solicitor before claiming.
  • Only pay a success fee to your solicitor if they help you claim compensation.
  • No success fee to pay to your solicitor if your claim is unsuccessful.

If you think you would benefit from working with a specialist solicitor from our panel, you can get in touch with our advisors at any time to check your eligibility. We offer free consultations with no obligation to claim with us afterwards.

Our advisors and a panel of solicitors are trained professionals who treat claimants with respect.

A No Win No Fee solicitor sat at a desk with a contract agreement in front of them

Learn More About Claiming Mental Health Compensation

We hope this guide to making a mental health claim has been helpful. You may also wish to consult the following information:

Thank you for reading our online mental health compensation calculator guide.