A Guide To Lorry Accident Compensation Claims

By Danielle Newton. Last Updated 15th February 2023. If you were in a lorry accident and you sustained injuries, you could seek compensation. However, in order to claim, you would need to show that negligence on the part of someone who owed you a duty of care caused the accident to happen.

Lorry accident claims guide

Lorry accident claims guide

Whether the accident was caused by a foreign heavy goods vehicle or a lorry registered in the UK, we can help. Our guide provides essential reading on what to do if you are injured in a road traffic accident.

We go into the different types of accidents involving heavy goods vehicles. Furthermore, you’ll find information on how this type of accident could happen. Whether you were in a car or you were injured as a pedestrian, it may be possible to file a personal injury claim.

Call today and find out if you could seek compensation following an accident in an HGV or lorry. We can let you know how much your claim could be worth. Moreover, the first consultation is free.

An adviser will answer all your questions and offer you free advice. Reach out to a member of our team using the contact details below:

Select A Section

I Was Hurt In A Lorry Accident, Can I Claim Compensation?

If you suffered injuries in a lorry crash, you might be eligible to claim compensation. However, there is certain criteria that must be met. You must be able to prove that the injuries you suffered were caused by another driver’s failure to adhere to the duty of care set out in the Road Traffic Act 1988. We’ll look at how a lorry accident could occur further into this guide. In this section, we examine claim eligibility.

As stated, road users owe each other a duty of care while on the roads. This means they must reduce the risk of causing harm to other road users. An example of adhering to the duty of care would be following the rules and regulations set out in the Highway Code.

As part of the claiming process, you will be expected to submit evidence that proves another driver owed you a duty of care and you were injured when they didn’t adhere to it. For example, you might have dashcam footage showing a lorry failing to stop at a red light. This could be submitted along with your medical records that prove your injuries and the date you sought treatment.

Call our advisors to learn more about road traffic accident claims. The advice they give is free. In addition, they can assess your eligibility to claim. If they think your claim might be successful, they could connect you with one of the No Win No Fee solicitors on our panel.

Types Of Claims For Truck, HGV And Lorry Accidents

You may be able to claim compensation for various types of accidents involving heavy goods vehicles. This includes the following:

  • Lorry accidents caused by the driver of the HGV
  • Accidents caused by poorly maintained roads. If this is the case the council or Highways England could be liable; however, you’d need to show that they breached their duty of care towards you in a way that led to the accident happening.
  • Incidents involving lorries caused by other road users
  • Accidents involving pedestrians being hit by lorries

Foreign Lorry Accident Claims

You could be hit by a lorry registered in a foreign country. If this is the case, the lorry driver may have a Green Card which proves they hold the minimum level of valid insurance cover required for the UK. The Motor Insurers’ Bureau (MIB) is the authority responsible for issuing Green Cards in the UK.

The Green Card system allows free movement of vehicles between participating countries. If you’re injured in an accident, it also allows you to seek compensation in the country where an accident happened. When you are injured in an accident with a foreign vehicle you are not put at a disadvantage provided that they hold a Green Card.

Need more help and advice? A member of our team can answer any questions you have. Moreover, you will benefit from free advice. An adviser will review your case and let you know if you can make a personal injury claim.

Why Do Lorry Accidents Happen?

Lorry accidents can happen for a variety of reasons. We’ve included some of these below:

  • Failing to pay attention to the road. This could mean that a driver fails to spot a hazard and is therefore unable to avoid it.
  • Failing to maintain a safe stopping distance. All vehicles should leave a safe stopping distance from the vehicle in front. If they fail to do so, they could collide with the vehicle ahead if that vehicle needs to perform an emergency stop.
  • Driving while under the influence of drink or drugs. Driving while drunk or after having taken drugs can slow down your reaction time and impair your driving abilities.
  • Not following road signs or markings. For example, if a lorry driver fails to recognise a “give way” sign and doesn’t stop, they could collide with the vehicle that has right of way.

There are other ways that a road user’s negligence could lead to a lorry accident. For more information on whether you’re eligible to claim, speak with one of our advisors today.

How Many Road Traffic Accidents Involve Lorries

251 people were killed in accidents involving HGVs that were reported to the police in 2019, and a further 1,111 were severely injured in these road accidents. In addition, 4,172 people sustained minor injuries. These statistics come from the Royal Society for the Prevention of Accidents

Road traffic accidents involving foreign-registered left-hand drive HGVs accounted for 7 of these deaths, 32 seriously injured people and 146 people sustaining minor injuries.

Please be advised that these statistics do not relate to negligence, but instead to accidents overall. Because of this, we cannot say that each of these incidents could have led to a potential successful lorry accident claim.

I Was Involved In A Lorry Accident As A Pedestrian, Can I Claim?

You could be injured as a pedestrian in a lorry accident in a number of different ways. For example, the lorry driver may not have been driving with due care and attention. Or they may have failed to stop at a red light, hitting you as you cross. You could file a pedestrian accident claim against the party responsible.

As of 29th January 2022, new rules have been added to the Highway Code. These rules put greater responsibility on those road users who have the potential to cause greater harm. This means that HGV and lorry drivers have an increased responsibility to ensure the safety of pedestrians.

Call us now to find out if a claim for compensation can be made. Our friendly advisers are here to answer any questions you have. They will review the details of your case.

If an adviser finds you have a strong case, they can connect you to a No Win No Fee lawyer from our panel of solicitors.

Calculate Your Lorry Accident Settlement

We cannot provide you with an exact amount when it comes to a potential compensation payout following a lorry accident. However, we can offer you an idea of the amounts awarded for specific injuries.

Our table provides amounts based on general damages. This is the part of your settlement to compensate for your pain, suffering and loss of amenity. The amounts are taken from the Judicial College Guidelines (JCG). This is a publication that can be used to value personal injury claims.

Injury Type Severity of injury Details Potential general damages awarded for specific injuries
Arm Permanent and substantial disability Severe fracture to both forearms resulting in significant and permanent disability £39,170 to £59,860
Leg Moderate Complicated fractures or multiple fractures affecting one leg £27,760 to £39,200
Elbow Less severe An injury that does not require surgery but function is reduced. £15,650 to £32,010
Hand Less serious Crush injuries resulting in reduced function in the hand £14,450 to £29,000
Ankle Moderate Fractures and soft tissue injuries which includes torn ligaments £13,740 to £26,590
Knee Moderate (i) Dislocations which could involve meniscus tears or torn cartilages £14,840 to £26,190
Foot Moderate A displaced fracture to a foot causing ongoing symptoms and discomfort £13,740 to £24,990
Finger Ring and little fingers amputation Amputation of the little and ring fingers In the region of £21,810
Wrist (d) Fractures and soft tissue injuries from which recovery is longer but complete £6,080 to £10,350
Toe Moderate A fracture to a toe or an existing injury made worse Up to £9,600

You may have suffered injuries that are valued at £5,000 or less. If this is the case, your claim might need to be made under the Whiplash Reform Programme, meaning that it should be submitted through an online portal. These new rules only apply to claims made by drivers and passengers over the age of 18.

On top of general damages, you could receive special damages which reimburse expenses and costs linked to your injury. Therefore, you could seek the following:

  • Care costs
  • Travel expenses
  • Medical costs
  • Loss of earnings and future earnings
  • Home and vehicle adaptations

A personal injury lawyer from our panel could offer you No Win No Fee terms if they find you have a strong claim . Get in touch today and benefit from free advice and a free initial, no-obligation consultation.

Need More Help

A No Win No Fee agreement stipulates the following:

  • There’s nothing to pay your solicitor upfront or as your claim progresses.
  • If your case is not successful, you don’t pay court costs or a solicitor’s success fee
  • You pay a success fee when you win your claim. This is a legally-capped percentage of your compensation that your solicitor will deduct.

Would you like to find out more about No Win No Fee lorry accident claims? A solicitor from our panel can review the details of your case. They could offer you a No Win No Fee agreement.

Call an adviser and benefit from free advice as well as a free initial consultation. Once a member of our team determines your case is valid, they will connect you to our panel of solicitors.

You can reach us by:

  • Calling our freephone number 0800 408 7825
  • Filling out our online contact form
  • Using the live chat feature to the bottom of this screen

Related Articles

Our catastrophic injury claims guide.

Claiming for a fatal car accident guide.

Our guide on claiming compensation for brain damage.

An NHS guide to whiplash.

More information on the national standard for driving lorries in the UK.

Government advice on driving abroad.

Thank you for reading our guide on how to claim for injuries sustained in a lorry accident.

Guide by OO

Publisher ET