By Daniel Janeway. Last Updated 22nd July 2022. In this article, we will examine thumb injury payouts. We’ll show you how to make a claim for compensation if you had an accident at work, on the roads, or in a public place and it wasn’t your fault. Thumb injury payouts could be awarded for those who have suffered this type of injury due to the negligence of a third party that owed them a duty of care.
This online guide has been produced so that you can establish if you were owed a duty of care, if that duty was breached and if as a result caused your suffering. We also tell you how to receive a more accurate estimation for your claim rather than using a personal injury claim calculator.
Throughout this article, we provide links to all the relevant websites that can inform and support your claim for thumb injury payouts. At the end, we’ll show you how to find the most appropriate personal injury lawyers for your case.
Select A Section
- A Guide To Calculate Thumb Injury Claims
- What Is A Thumb Injury?
- What Thumb Injuries Lead To Financial Loss?
- Common Thumb Injury Accidents
- Are Thumb Injuries Eligible For Care Claims?
- Thumb Injury Compensation Amounts 2022
- Case Study: £12,000 Thumb Injury Settlements
- Thumb Accident Compensation Estimates
- No Win No Fee Claims
- Find High Quality Personal Injury Lawyers
- Call Our Specialists
- More Links
This guide aims to explain the process of launching a personal injury claim as a result of negligence in three main areas; accidents in the workplace, injuries sustained in a public place, and road traffic accidents (RTA’s). We will cover the following aspects:
- How to record your accident properly.
- Establishing blame and figure out who had a duty of care.
- If the duty was breached?
- The different types of damages you may be eligible for and how to calculate them properly.
- How a medical assessment is vitally helpful.
- A case study that describes a typical claim from beginning to end.
- How a No Win No Fee lawyer can help you win more damages.
- Where to find and connect with those lawyers.
We hope to take some of the apprehension and mystery out of launching a personal injury claim. And demonstrate that if you were the victim of an avoidable injury to your thumb, you too could win substantial thumb injury payouts.
The NHS website gives detailed information about thumb and finger injuries, what symptoms you may suffer, and when to seek medical attention. Our example case study focuses on quite a severe injury to the thumb, but any digit or part of the hand that has suffered due to a preventable accident could be grounds to make a claim.
A thumb injury could happen in almost any accident. From a sprain to a dislocation even a fractured thumb could really alter our lives until it has healed. Our thumb along with our hands and fingers are used in almost any activity we undertake. It can be hugely disruptive to your life. In order to make a valid claim for thumb injury payouts we must establish if we were owed a duty of care. If that duty was breached in a negligent manner. And did that result in our thumb injury?
Duty of Care
In the workplace, The Health And Safety At Work, etc Act 1974 asks that all employers create as safe a working environment as possible. All machinery must be fit for purpose and the physical, personal safety of all employees should be paramount. You can also refer to this government resource to check how to properly report an accident at work.
Virtually all public settings are similarly covered by the law. Private operators and local authorities have strict responsibilities to make their premises safe to use if they are accessible to the public. Every pavement, park, leisure centre and shopping mall have a duty under The Occupiers’ Liability Act 1957 to ensure (as far as is reasonably possible) your safety at all times. It is very detailed but worth reading as it could help inform your case.
The Highway Code covers the last of our three main areas and similarly, expects the same level of duty of care to be shown on the roads by everyone who uses them. This includes cyclists and pedestrians. Age and experience do not mitigate this responsibility the code goes as far as to urge drivers to be aware that others may not display the requisite level of skill or care and that you should anticipate that.
The thumb plays a vital role in manual dexterity. Any injury to it that results in a loss of full use could, in turn, result in loss of earnings. Even if the injured hand is not your dominant one, the resultant pain and inconvenience would likely impact your ability to work and cause financial concerns.
If you have established that your accident was the result of negligence, that if the correct level of care had been in place it probably would not have happened, speak to a No Win No Fee lawyer today about special damages.
Special damages aim to include all the financial losses you have suffered as a result of your injuries. On the contrary, general damages are awarded to acknowledge pain and suffering. The payouts can be guided by a publication called the Judicial College Guidelines which could be used by solicitors to value claims. However, special damages can include loss of earnings, travel costs, medications, and reconstructive surgery or personal care costs.
A skilled personal injury lawyer will be able to recognise and acknowledge these costs. They can show you how to record them correctly. As well as strongly advise you to keep receipts and invoices as supporting evidence.
The statistics speak for themselves. In 2018/19, 693,000 people suffered a workplace injury. Along with, 38.8 million workings days lost to illness and workplace injury. The roads are not much better. Given the fragility of the thumb, it could be included as part of multiple injuries, so it’s important to recall clearly what happened in your accident. Some specific risk locations for thumb damage might include:
- Trapping the thumb in a door or window.
- Along with, crushing it under a heavy object.
- As well as, fracturing it in a fall, slip, or trip.
- Not to mention, being knocked from your bicycle or in a car collision.
- Last but by no means least, as an injury sustained during an assault or act of crime.
Any scenario that involves damage to the thumb due to the carelessness of others could be grounds to launch a personal injury claim. Moreover, if you feel that your injuries were the result of an avoidable accident, speak to our team today.
If your thumb injury was sufficiently bad for you to require paid care while you recovered and you can prove these expenses, they could form part of your compensation package. They would be considered as part of the special damages head of your compensation.
A good No Win No Fee lawyer will show you how to retain and record all receipts and bills that prove the out-of-pocket expenses incurred from your injuries. Perhaps you just can’t function properly at home without some assistance and your family are too busy themselves to help. The practicalities of life are such that you may need to pay for professional care, and that’s expensive.
You may need help with personal care, such as washing and dressing. Gardening along with cooking and cleaner may also be out of the question and you may need to pay someone to help with these also. If your claim is successful you may be able to claim back all the expenses incurred because of your injuries. Pressing financial concerns can hinder your recovery and create future problems. A No Win No Fee lawyer can help directly by giving you legal advice on how to recover these costs.
If you are wondering how much thumb injuries could be worth in compensation, entries from the Judicial College Guidelines (JCG) may help. The JCG was last updated in 2022. It’s made up of figures based on compensation awarded for past court cases. It is important to note that compensation can be awarded for psychological injuries as well as physical injuries and illnesses.
The amount that legal professionals calculate for your pain and suffering is known as general damages. The JCG is just one of the resources that’s used when an appropriate amount is being calculated. We have included some figures from the latest edition of the JCG in the table below. This way, you can gain a better understanding regarding how much your claim could be worth.
|(a) Severe – The injured party will suffer from severe symptoms and there will be a very poor prognosis
|£54,830 to £115,730
|(d) Less severe – Factors considered will include the impact on the claimant’s daily activities
|£1,540 to £5,860
|(r) Thumb lost
|£35,520 to £54,830
|(s) For instance where the thumb is severed from the hand at the base and is surgically reattached, leaving it almost useless
|£19,600 to £35,010
|(t) such as when the tip as been amputated or there is nerve damage etc
|£12,590 to £16,760
|(u) Moderate injuries such as ones resulting in impaired function/sensation
|£9,670 to £12,590
|(v) Soft tissue injuries/severe dislocation where there is some loss of function
|£6,340 to £7,780
|(w) Minor injuries such as fractures that have healed within 6 months
|Up to £4,750
|Post-traumatic stress disorder
|(b) Moderately severe – Problems will still be significant, but not quite as severe as in other brackets
|£19,070 to £54,830
|(E) When the injured party thinks their injuries may cause them to die as a result
However, every claim is unique. Therefore, your own claim will likely differ from the amounts shown. In order to get a more accurate estimate of your settlement, get in touch with our advisors today.
We are available on a 24/7 basis to assist you with your claim in any way we can.
The accident happened so quickly that Mrs Naylor assumed it must have been her fault. Had she been paying proper attention? Or was she distracted looking in the shop windows? It was only after she described the event to a No Win No Fee lawyer that it became clear. The accident really should not have happened.
As she pushed a glass door to leave a department the door malfunctioned and her thumb became trapped in the door as it slammed shut. She felt immense pain. This brought several shop employees to the accident scene. An ambulance was immediately called. And Mrs Naylor was taken straight to the hospital.
She had severely injured the tendons and nerves in her thumb. Moreover, she was shocked to hear that she may never regain full use of her thumb. After thinking it over for a while, she decided to press ahead with a claim against the well-known high street chain for negligence. A No Win No Fee solicitor supported her throughout the process and she had no fees to pay until the case was won.
The Settlement Agreed
She was awarded a settlement of £12,000. This was made up of general and special damages. Once she had paid her solicitor a percentage of the amount she was able to recover her lost expenses.
A claimants settlement breakdown may look like this.
|Moderate injuries to the thumb £10,080
|Loss of earnings £2,000
|Travel costs to and from medical
appointments – £100
|Help from family and friends- £250
|Physiotherapy and counselling – £1,020
|Gardener and cleaner
Our case is purely an example and meant only to illustrate the process of a public injury claim.
Many claimants when making a personal injury claim would like a general estimate of what could be achieved if their case was successful. In the early days, this is really hard to predict, especially without a medical assessment. The compensation is made up of two parts, general and special damages, and the latter one may not always be predictable. For this reason, we say don’t opt for a personal injury claim calculator, instead, allow us to give you a figure. We can use all the elements of your claim to give an accurate estimate.
There may be numerous costs to you which could be included in your settlement amount. With no-obligation free legal advice available, speak to our team today to see how we could identify them and calculate a similar settlement for you.
You’re probably familiar with the term No Win No Fee solicitors, but what exactly does it mean and what are the benefits? A No Win No Fee agreement is sometimes described as a CFA or Conditional Fee Agreement. Just as the title suggests, it’s an agreement between you and the solicitor that on the condition the case wins, a fee will be paid to them. This is a great advantage to people who perhaps lack the funds to pay a solicitor upfront. Other benefits include:
- Nothing to pay your solicitor while your case is on-going
- Nothing to pay your solicitor if your case does not succeed
- Only after your case succeeds and the compensation is paid to you will as small’ success fee’ be deducted for your solicitor.
- This fee is capped by law to ensure you receive the bulk of the payout.
- On-going expert legal advice and support throughout your case.
Please feel free to speak to us if you have any questions about how a No Win No Fee solicitor could win thumb injury payouts for your no-fault accident.
So, you’ve considered what happened that day and you’re sure that the accident only occurred because of the negligence or carelessness of someone else. You sustained injuries because of this breach and you want to proceed with a claim. What happens next?
Most people would do an internet search for No Win No Fee lawyers and be inundated with options, perhaps confusing them even more. Whilst online reviews can be a good way of having a ‘window’ into companies, there is an easier way to find a solicitor
Public Interest Lawyers can introduce you to our panel of No Win No Fee personal injury solicitors. Contact our team today and discuss your case with them to see how we could help.
There are several easy ways for you to get in touch with us. You can:
- Firstly, call direct on 0800 408 7825
- Secondly, drop us a line here.
- Also, our ‘live support’ option, bottom right
We hope that this guide has been helpful in your decision to make a claim. Thumb injury payouts could be available to you and we look forward to helping with your claim.
For further information on making a claim in a public place, please click here
Also, please read here for accident hot spots
As well as, reading on claims against the council, please read here
For more information on thumb injuries, please click here
Along with information about the Motor Insurance Bureau, please read here
Last but not least, further details about claiming compensation through the CICA, please read here.
Article by EA