How To Make A Cyclist Claim Against A Motorist

By Stephen Anderson. Last Updated 27th October 2023. Have you suffered injuries from a cycling accident due to another road user’s negligence? This may have had a significant impact on your physical and mental health, as well as your finances. In this guide, we explain how we can help you make a cyclist claim against a motorist.

Our friendly team of advisers are on hand 24/7 to offer free legal advice and assess how much compensation you may be entitled to. If you have a valid claim, they can connect you to a personal injury lawyer to begin the cyclist accident claims process with you.

You can get in touch with our expert team of advisers by:

  • Ringing them on 0800 408 7825 to have a chat about your situation.
  • Fill out our claims form online to receive a response at your earliest availability.
  • Talking with an adviser via our live chat pop-up box for a reply instantly. 
Cyclist claim against motorist

How To Make A Cyclist Accident Claim Against A Motorist

Select A Section

  1. Making A Cyclist Claim Against A Motorist
  2. How Do Road Collisions With Cyclists Happen?
  3. Can A Cyclist Claim Against An Unidentified Motorist?
  4. What Injuries Could You Claim Compensation For As A Cyclist?
  5. How Much Compensation For A Cyclist Claim Against A Motorist?
  6. Make A Cyclist Accident Claim With Public Interest Lawyers
  7. Learn More About Cyclist Accident Claims

Making A Cyclist Claim Against A Motorist

All road users owe one another a duty of care. They must adhere to the relevant rules and regulations found in the Road Traffic Act 1988 and the Highway Code. They must also use the roads in a manner that avoids causing damage and injury to themselves and other road users. Motorists, cyclists, pedestrians, and motorcyclists are all considered as road users.

If you have been injured as a cyclist, to be able to claim against a motorist, you will need to meet the following eligibility criteria:

  1. Another road user owed you a duty of care.
  2. This duty was breached.
  3. Due to this breach, you suffered an injury.

Additionally, all cyclist accident claims must be made within the correct limitation period. Under the Limitation Act 1980, you will generally have 3 years to start your personal injury claim. However, certain exceptions may apply.

To learn what these exceptions are or to check the eligibility of your case, you can contact our advisory team today.

How Do Road Collisions With Cyclists Happen? 

Here are some examples of how a road traffic accident can occur:

  • Dooring accidents – This occurs when a vehicle door is opened and hits a cyclist who’s riding past. This often knocks the cyclist off their bike and can cause severe injuries.
  • Junction accidents – If a vehicle leaves a junction without seeing a cyclist approaching, they could knock into the cyclist and cause significant injuries. This can happen because cyclists aren’t often easy to spot, but it’s the driver’s responsibility to check if a cyclist is approaching.
  • Changing lanes – If a vehicle changes lanes without spotting a cyclist approaching, they could crash into the cyclist.
  • Reckless and dangerous driving – This is extremely dangerous and can cause preventable accidents with cyclists.

If you’ve been involved in a cycling accident, you can contact our team of advisers today to explore your options. If you have a legitimate cyclist claim against a motorist, an adviser can connect you to a personal injury lawyer to discuss No Win No Fee agreements with you. 

Can A Cyclist Claim Against An Unidentified Motorist? 

If you’re a cyclist who’s been involved in a hit-and-run accident, you may wonder how to make a claim if you were unable to request the motorist’s details. If this happens, the Motor Insurers’ Bureau (MIB) may be able to help. 

The MIB work to help victims of road traffic accidents when the fault party is untraceable or uninsured. This means you may be able to receive compensation for your injuries, even if the motorist fled the scene. 

They aim to help people claim for vehicle damage as well as injuries sustained from the accident.

Our panel of cyclist accident solicitors can help you lodge a claim against the MIB. All you need to do is get in touch with us to learn more about how we can help.  

What Injuries Could You Claim Compensation For As A Cyclist?

You can make a cyclist accident claim for a variety of ailments you could have sustained due to a collision with a car. When the driver is at fault for a car accident with cyclist in the UK, it is said that their negligence has caused the injuries.

Here are a few examples of cyclist injuries that could be sustained:

  • Broken bones
  • Dislocated joints
  • Cuts/lacerations
  • Paralysis
  • Death

If you’ve been hit by a car as a cyclist, the injury you sustain can vary in its severity. Generally speaking, the more severe your injury is, the more you tend to be awarded in compensation. For instance, a broken bone that heals completely will typically be worth less in compensation than permanent paralysis.

How Much Compensation For A Cyclist Claim Against A Motorist?

You may see a personal injury claims calculator in some articles that show how much compensation you may be entitled to for your injury. Instead, we’ve included a compensation table in this guide to show the compensation that may be awarded for cycling accident injuries. 

The below table shows the Judicial College Guidelines’ latest figures. 

Injury:Severity:Notes:Compensation:
Neck InjuriesSevere (i)A neck injury that causes paraplegia that’s incomplete or spastic quadriparesis that’s permanent.In the region of £148,330
Neck InjuriesModerate (i)Dislocations or fractures where the symptoms are immediate and may need spinal fusion.£24,990 to £38,490
Leg Injuries Severe (i) The Most Serious Injuries Short of AmputationAmputation isn’t required but the injury is so severe that it leaves the leg useless. This is why the awarded bracket is similar to amputation.£96,250 to £135,920
Leg InjuriesModerateSevere crushing injuries and multiple or complicated fractures. £27,760 to £39,200
Foot Injury ModestMetatarsal fractures that are not displaced and ruptured ligaments.Up to £13,740
Back Injury Minor (i)Injuries to the soft tissues that recover within 5 years £7,890 to £12,510
Whiplash Tariff2(1)(b)A whiplash and psychological injury lasting more than 18 months but less than 24 months.£4,345
Whiplash Tariff2(1)(a)A whiplash injury aline lasting more than 18 months but less than 24 months.£4,215

The figures in the above table equate to general damages. The awarded bracket depends on how severe the injury is and the length of treatment. Compensation figures usually include special damages and general damages.

General damages compensate for the injury itself and how much it’s affected you mentally and physically. For example, you may suffer a long-term physical disability or depression due to the injury. 

Special damages compensate for how the injury has affected you financially. For example, you may have had to pay care costs if you needed to be cared for whilst recovering from your injuries. 

Can I Claim Compensation For The Cost Of A New Bicycle?

If you are eligible to claim for general damages, then you may be able to claim additional compensation for special damages as part of your cycling accident compensation. Special damages can potentially cover certain financial losses, expenses and the cost of repairing or fixing certain possessions if they can be directly linked with your accident and the subsequent injuries.

If you have a valid injury claim for a cycling accident caused by a motorist, then you may be able to claim for the cost of repairing or replacing your bicycle as special damages. Certain evidence will be required when claiming special damages. Examples of evidence may include receipts, invoices, bank statements or photographic evidence.

However, it is important to note that if you have suffered no injury in the accident, you could still claim against the driver’s insurance for the repair or replacement of your bike.

Contact our advisors for free today to learn more about cyclist accident claims and special damages.

Make A Cyclist Accident Claim With Public Interest Lawyers

Our panel of accident solicitors would be happy to discuss working on a No Win No Fee basis with you. A No Win No Fee agreement, or a Conditional Fee Agreement, is a contractual agreement between you and your solicitor stating the guidelines your lawyer has to meet before receiving payment. 

It states that if your case is unsuccessful, you don’t have to pay the fees to your lawyer. If your case is successful, your solicitor will deduct a small, legally capped percentage of your compensation. You will be aware of this beforehand.

To discuss No Win No Fee agreements in more depth, you can contact our team of advisers. 

If you have a legitimate claim, an adviser can connect you to an expert personal injury lawyer from our panel to talk about No Win No Fee agreements with you.

You can get in touch with our friendly team of advisers through:

  • A telephone call on 0800 408 7825 where an adviser will have a chat with you about your situation.
  • Our live chat pop-up box where you can talk with an adviser straight away.
  • Our online claims form where you will receive a reply at your earliest convenience.

Learn More About Cyclist Accident Claims

  • Public Transport Accidents – Have you sustained an injury in a public transport accident? You may be able to claim compensation. 
  • Public Cycle Path Accident Claims Guide – If you suffer an injury due to someone else’s negligence on a public cycle path, our guide looks at how you may be able to make a claim.
  • Public Transport Train Accident Claims Guide – If you’ve sustained injuries in a public transport train accident, our article offers guidance about making a claim.
  • Road Traffic Act 1988 – This piece of legislation outlines the rules each road user must follow.
  • Broken Leg – Have you sustained a leg fracture in a cycling accident? This NHS guide includes important information. 
  • Motor Insurers Bureau – This page explains how you can make a cyclist claim against a motorist through the MIB. 

We also have some other guides you may find useful:

Thank you for reading our article about how to make a cyclist claim against a motorist.

Article by OA

Publisher EC.